Friday night I'm on my way home and I stop at an intersection do to traffic and I get rear ended and knocked into a truck. I think my ss #2520 may be totaled. It also appears that neither of the other two drivers have insurance on the vehicles that they were operating. My car was approximately 16 days old and may be a total loss.

I now have to reconstruct an accident for myself, and I'm really wondering if my insurance company will try to cheat me out of something along the way.

Makes me wonder about the user name I've had for years.

All this time I've had it I would park it away from every other vehicle. Replaced the nice floor mats with rubber ones to catch dirt and water etc. Had an order ready to go for some Zaino. All of those protective measures seem silly now.

I will try to get a very accurate check on the wheelbase of the car today but it appears to be about 1 inch shorter on one side than the other.

Sad thing neither of those vehicles should have been on the highway as insurance is required in the state of TEXAS.

I'm very, very sorry to hear this. Hearing stuff like that really makes me worry...my SS is only a week old, and I can't even imagine how I would react if the worst happened. Knock on wood.

You always, always have to worry about the other guy...it's such a shame.

Good luck with the insurance, I hope they total it for ya.

- John01SS

Sorry to hear about your car.

The insurance company called me back a couple of times and seems to be cooperating with my wishes so far. That would be nice as all I want is to end up in the same position I was in prior to the accident.

Thanks everyone for the responses.

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Originally posted by Wreckman:
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Soon I will be taking my 70 yoa mother and myself to see an orthopedic surgeon.
.....

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Originally posted by Wreckman:
T
One question has anyone ever had a car totally destroyed that was that new and if so how much did the insurance company try to depreciate the car's value?

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1) CHANGE YOUR CALL SIGN!
2) You didn't say what insurance compnay you had or if you had uninsured motorist coverage (I assume you do). If you do, your insurance company will be dealing with you just as though you were a 3rd party ... i.e., you would be entitled to whatever bodily injury benefits would be payable to a 3rd party. This includes pain and suffering, etc.
3) Don't be too quick to sign a release and make sure you get a new car (nothing less) out of the deal -- in addition to some cash.
4) Keep in mind that whiplash injuries (hard to disprove and thus often the province of schlock ambulance-chasing attorneys) are nevertheless real ... and can make you miserable for years.

Also, a few weeks before I got my SS I was rearended (for the second time) in my beatermobile (89 Buick Regal), by an old man in a truck. I was OK, but the whole time, I was thinking "thank god it wasn't my SS, or I would of probably gone nuts.

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2000 SS #6593
www.msu.edu/~milbran1
Onyx exterior, Ebony Leather interior
T-tops
M6 w/ Hurst
SLP Skip Shift Eliminator
Y2Y: SS car cover
Key fobs and dash plaque
SLP SS grille
RKSports Camaro lettering
SLP Chrome 10 spoke
Alpine 3DA-7987 3 disk
2 MTX amps
Infinity 6 1/2s
MTX Thunderform F-body enclosure with 10" sub
Tons of Zaino
Daily driver: 2001 Cavalier, 5 speed

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Originally posted by jimb0:
...my co-worker will find that out today...his 6-day old Chrysler 300M was t-boned Sunday by a woman who blew through a red light. The car has some fairly substantial damage and he has asked for a new replacement.

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Hey Guys,

Most insurers offer a "depreciation waiver". It costs a little - usually $25 - $45 - but what it does is, waive depreciation on new vehicles for the first 30 months. So if it is stolen or totalled you get what you paid for it. Make sure that coveage is on your policies.

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Originally posted by Alfanut:
Awfully sorry to hear about your misfortune. Here's my 2 cents worth, for what it's worth ....

1) CHANGE YOUR CALL SIGN!
2) You didn't say what insurance compnay you had or if you had uninsured motorist coverage (I assume you do). If you do, your insurance company will be dealing with you just as though you were a 3rd party ... i.e., you would be entitled to whatever bodily injury benefits would be payable to a 3rd party. This includes pain and suffering, etc.
3) Don't be too quick to sign a release and make sure you get a new car (nothing less) out of the deal -- in addition to some cash.
4) Keep in mind that whiplash injuries (hard to disprove and thus often the province of schlock ambulance-chasing attorneys) are nevertheless real ... and can make you miserable for years.

GOOD LUCK!

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My call sign reflects my occupation, I reconstruct traffic accidents for insurance companies, lawyers, and individuals. As of this time my insurance company is doing everything they can do legally to protect their interest instead of mine. As of this moment they will probably save themselves one to three thousand dollars on this claim.

I will be the one that comes up short the amount they save. I will not at this time mention that companies name. This treatment that I am recieving from them will eventually cost them my business. To the best of my recollection they have not had $1000.00 worth of claims charged to my insurance. I have my home, my Mother's home, three cars, and a boat insured with them. The annual premiums are in the $5000.00 range. That claim history goes back about 20 years. I am now getting quotes from other companies.

It is ironic that I am now going through this as I have helped companies with fraudulent claims and inflated claims in the past. I have also worked on cases that have gotten large settlements for plaintiffs that had to file legal action against insurance companies. It's kind of like breaking down while driving a tow truck.

Thanks for all the good wishes and support, it is nice to have all of these virtual friends. I have ordered a new car. The insurance company did not total my car but said they would pay for the repair. I took the cash out they pay me for the damage, I then sold my car, what was left of it to a salvage broker. The total of the two is nearly the cost of the car. Approx. $800.00 short. I think that my company should have totaled the car, and then sold it for salvage they may have been able to do better than me in selling it and actually come out better. After the check arrived for the property damage they decided that they would no longer pay for my rental car. This will save them some money depending on how long it takes for my car to come in.

It is with in the law for them to do that as I understand it. It is just poor business sense for them to do so. If all things remain the same (insurance history)they would have no claims in the next 20 years and recieve about 100,000 in insurance premiums. Kind of makes that one to three thousand dollar savings look dumb. Also they can get a judgement against the other parties to recover their loss. I recently recieved information that one of the parties may have some money in a trust that they could recover. At this point I will wish them luck in finding it as I will not do anything now to protect their intrest in this case.

Sorry for the giant post everyone, and thanks again for all of your support.

6 speed/prefered equipment group 2/ss package/leather seats natural/am,fm,cd/rear window defogger/ASR/Hurst shifter/ss grille/5 spoke chrome ss wheels/BFGoodrich G force tires/Bilstein suspension/Custom rear deck mat with name and build number/Commemerative portfolio/premium floor mats w ss logo/custom carcover with ss graphics/key fobs and dash plaque/bright rally red in color.

From slp ordered by dealer, tunned long tube headers, header install kit,spak plug socket,catalitic converters,skip shift eliminator,air box lid,K&N air filter,K&N cleaner and oil kit,Loud mouth exhaust,Quad exhaust kit w rear facia.